Category: Property Ownership
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Your tenant pays for some damage, and the Civil Code leaves the rest with you. Here’s how landlord insurance works in the Philippines, the four…
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Your landlord’s insurance doesn’t cover your things, and the Civil Code may make you pay for damage to his unit. Here’s what renters insurance means…
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You can’t buy an owner’s title policy from a Philippine insurer. Here’s what protects buyers instead: the Torrens system, the State’s Assurance Fund and its…
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Earthquake Insurance in the Philippines (2026): What It Costs, What It Pays, and Who Really Needs It
Most homes damaged in the 2025 Cebu and 2026 Sarangani quakes had no earthquake cover. Here’s how earthquake insurance works in the Philippines, what it…
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Mortgage redemption insurance pays off your home loan if you die, but it pays the lender, not your family. Here’s how MRI works with Pag-IBIG,…
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In a dense Philippine neighborhood, your fire risk includes the house next door. Here’s what a fire policy actually covers, who pays when fire spreads…
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Most Philippine “home insurance” is a fire policy with add-ons, and the gaps show up at claim time. Here’s what to buy for your situation,…
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Fire insurance alone won’t pay for a flood, and your condo’s policy won’t cover your unit. Here’s how property insurance works in the Philippines: the…
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Co-ownership in Philippine real estate involves shared property ownership among multiple individuals. Importance is placed on clear documentation to prevent disputes and misunderstandings regarding rights,…
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Most inherited properties stall at the “Frozen Title” stage. The estate tax amnesty creates the legal window to move forward. A house sits quietly in…
