Walk into a finished condo tower in Pasay on a weekday afternoon, and you may notice how quiet it is. Metro Manila has about 32,000 completed condos with no buyers, while developers continue to pay fees and loan costs for each empty unit. Pre-selling sales have dropped by about 70% in one year.
The country’s biggest developers are trying a new way to sell homes. Since August, 10 developer brands, led by Megawide and joined by other major companies, have signed deals with Pag-IBIG Fund to sell selected units through the government’s Expanded 4PH housing program. The offer combines developer discounts with Pag-IBIG loan rates as low as 4.5%.
Most coverage ends with the announcement. This guide answers the questions buyers ask about an Expanded 4PH condo: which buildings qualify, what they cost as of November 2026, what the monthly payments are, and where the deal may be less attractive than it seems.
- It’s a financing channel, not a price cap. Developers add selected units; Pag-IBIG finances qualified members.
- Ten names have signed. Megawide, Avida, Amaia, SMDC, Filinvest, Robinsons Land, Rockwell, DMCI Homes, Megaworld and Federal Land.
- The promo rates have a deadline. 4.5% on loans up to ₱4.9 million and 5.75% up to ₱10 million, fixed for three years, for applications filed until Dec. 31, 2026.
- Named buildings exist. SMDC’s Coast Residences, ICE Tower, Spring Residences and Hill Residences, plus DMCI’s Anissa Heights, start from about ₱3.1 million.
- Plan for year four. A ₱3.15 million loan rises from about ₱15,961 to ₱19,129 a month if it reprices to 6.25%.
What the Expanded 4PH Developer Tie-Up Actually Is
4PH, or Pambansang Pabahay para sa Pilipino, started as an affordable housing program led by DHSUD and Pag-IBIG Fund. In 2026, it expanded to include economic and open-market homes, with special loan rates and a higher ₱10 million loan limit. Developer agreements connect private housing units to the program.
How the Deal Works
Each agreement is a memorandum of understanding (MOU) between a developer and Pag-IBIG. The developer selects and accredits specific units so buyers can finance them with a Pag-IBIG housing loan. It also offers qualified members special prices and other benefits, such as Filinvest’s furniture packages. Pag-IBIG provides the loan, counseling, and processing support.
Who Has Signed So Far
The list grew quickly during National Shelter Month in October. Megaworld and Federal Land joined at the 2nd National Housing Expo on Oct. 19, where over 80 developers showcased about 50,000 units. So far, only SMDC and DMCI have named buildings in Metro Manila.
| Developer | Signed | What the agreement offers | Named Metro Manila projects |
|---|---|---|---|
| Megawide | First partner | At least 7,000 socialized units in mid-rise projects | Its own 4PH projects, such as Avesta Residences |
| Avida and Amaia (Ayala Land) | Aug. 2026 | Special rates; accreditation of selected projects | None published yet |
| SMDC | Sept. 8 | Preferential pricing, buyer education | Coast Residences, ICE Tower, Spring Residences, selected Hill Residences phases |
| Filinvest Land | Sept. 2026 | Preferential rates, discounts, furniture packages | None published yet |
| Robinsons Land | Oct. 5 | Preferential pricing, including RFO units | None published yet |
| Rockwell Land | By mid-Oct. | Developer-specific incentives | None published yet |
| DMCI Homes | Oct. 16 | Preferential pricing on up to 3,990 units | Anissa Heights accredited; 15 more in accreditation |
| Megaworld and Federal Land | Oct. 19 | Agreements signed at the Housing Expo | None published yet |
Compiled from Pag-IBIG and developer announcements, Aug.–Oct. 2026. “None published yet” means no project list was released; ask the sales office.
What the MOUs Don’t Promise
None of the agreements states the discount amount, the number of units per building or when the offers end. “Preferential pricing” could mean a large discount or a small promotion. Accreditation only makes a unit eligible for a Pag-IBIG loan; approval still depends on your contributions, income and documents.
Why Developers Are Doing This Now: The Glut in Numbers
Developers don’t give inventory to the government when sales are strong. Colliers Philippines research director Joey Roi Bondoc estimates that pre-selling sales fell 67% to 70% from a year earlier, the weakest level since Colliers began tracking. Only about 3,000 pre-selling units were sold in the first nine months of 2026, compared with about 10,000 in all of 2025.
The larger problem is the number of unsold homes. Metro Manila has about 80,000 unsold condo units, including 32,000 that are already built. Colliers also recorded 9,000 cancelled purchases from January to September, including 3,800 ready-for-occupancy units. Bondoc says many buyers give up around the fifth year of their payment plan, when the unit is turned over and monthly payments rise as developer financing is replaced by a bank loan. The brokers’ group ABREP has asked Colliers to explain how it counted the cancellations.
That last point explains the problem. If buyers back out when their bank loan is approved, a cheaper loan at turnover is the clearest solution. Pag-IBIG’s promotional rates are about three percentage points lower than bank mortgage rates.
The Price Band That’s Stuck
About 40% of unsold RFO units cost between ₱3.6 million and ₱7 million. Bondoc says these prices may be too high for families earning less than ₱60,000 to ₱70,000 a month, given mortgage rates of about 7.7% to 7.8%. This is the gap the 4.5% Pag-IBIG rate aims to address.
Where the Stock Sits
Colliers says most unsold RFO units are in Quezon City, Manila, Pasay–Parañaque, and Pasig. Pasay and Parañaque were hit harder after POGO workers left, reducing demand for high-rise rentals. This guide focuses on participating buildings in these four areas.
Early Signs It Works
The program has helped sell some stock before. Unsold RFO units in Metro Manila fell from 29,400 in early 2025 to 27,900 in early 2026. Economic and affordable units made up 74% of condo sales in the first quarter of 2026. DHSUD’s new price limits reportedly led some developers to offer discounts of 30% to 40%, but no developer has announced cuts that large for its MOU units.
Where the oversupply is deepest, and which districts are holding prices and rents.
The Financing: Rate Tiers, Ceilings and the Year-4 Catch
The developer discount gets attention, but the loan rate affects the monthly payment more.
The Three Rate Tiers
Pag-IBIG offers Expanded 4PH loans in three tiers. Qualified first-time buyers of socialized homes, including condos costing up to ₱1.8 million, can get a subsidized 3% rate if they meet the income limit, which is about ₱47,855 per month in Metro Manila. Loans up to ₱4.9 million have a 4.5% promotional rate, while loans from ₱4.9 million to ₱10 million have a 5.75% rate. Both promotional rates are fixed for three years and apply to applications filed until Dec. 31, 2026.
| Loan band | Rate | Fixed for | Who it’s for | Example payment, 30 years |
|---|---|---|---|---|
| Socialized (condo up to ₱1.8M) | 3% subsidized | First 5 years | First-time buyers under the income cap | ₱1.8M loan: about ₱7,589 |
| Above socialized, up to ₱4.9M | 4.5% promo | First 3 years | Qualified members | ₱2.5M loan: about ₱12,667 |
| Above ₱4.9M, up to ₱10M | 5.75% promo | First 3 years | Qualified members | ₱5M loan: about ₱29,179 |
| Reference: standard rate | 6.25% | 3 years | Pre-promo rate | ₱2.5M loan: about ₱15,393 |
Rates per Pag-IBIG Fund announcements, June–July 2026. Payments exclude insurance and fees. After the fixed period, loans reprice to the prevailing rate for the period you choose.
Pag-IBIG’s announcements describe the 4.5% band by loan amount, not selling price. A ₱5.4 million unit with a 10% down payment needs a ₱4.86 million loan, which falls in the 4.5% band.
On a ₱5.53 million unit, raising the down payment from about ₱553,000 to ₱632,000 brings the loan down to ₱4.9 million and the rate from 5.75% to 4.5%, which saves about ₱4,200 a month. Confirm the band with Pag-IBIG before you sign, because it sets your rate for three years.
What Happens After Year Three
Both promo rates change after three years to Pag-IBIG’s current rate for the fixing period you choose. Before the promo, the standard three-year fixed rate was 6.25%. For a ₱3.15 million, 30-year loan, payments would be about ₱15,961 a month for the first three years and ₱19,129 if the new rate is 6.25%. If rates rise, payments will be higher, so plan for the year-four payment—not just the lower promo payment.
Pag-IBIG vs. a Bank Loan
Banks charge about 7.7% to 7.8%. For a ₱4 million loan over 30 years, monthly payments would be around ₱28,656—about ₱8,400 more than Pag-IBIG’s ₱20,267 payment at 4.5%. That’s roughly ₱302,000 more over the three promo years.
U-Property PH computation, principal and interest only. All four use the same 30-year term for comparison; many banks cap terms at 20 to 25 years, which raises their payment further. Bank rate is the midpoint of Colliers’ 7.7%–7.8% estimate.
Who Qualifies
You need at least 24 monthly Pag-IBIG contributions, which you can pay as a lump sum, the ability to afford the payments, and an accredited property. Pag-IBIG’s 4PH listings require an income that keeps monthly payments at about 35% of your gross income. Up to two co-borrowers can combine their incomes, even if they are not related. See our Pag-IBIG housing loan guide for the required documents and our explainer on the ₱10 million cap for details on the higher loan limit.
Participating Buildings: What You Can Buy, City by City
Below is a list of Metro Manila buildings we confirmed as accredited or undergoing accreditation under the program, based on developer, lender and Pag-IBIG pages checked on Nov. 9, 2026. Monthly payments assume a 10% down payment, a 30-year loan term and the promotional rate. They exclude insurance, association dues and other fees.
Prices and availability change daily, and the figures below may have changed by the time you read this. They come from developer websites, lender listings and Pag-IBIG’s 4PH portal, and any preferential 4PH price is quoted by the developer only at reservation. Confirm the price, the unit’s accreditation and your rate with the developer and Pag-IBIG before you pay anything.
Manila: Urban Deca Homes Manila, Tondo
This is the socialized end of the program, and the clearest example of what 3% can do. Pag-IBIG’s 4PH portal lists 3,530 completed units at this mid-rise community on Vitas Street, with 1,753 still open as of Aug. 24, 2026. It predates the new MOUs: 8990 Holdings built it as an affordable project, and it already sits in Pag-IBIG’s 4PH listings.
Pag-IBIG’s figures, computed on the full price. The 3% rate is for qualified first-time buyers.
Pasay: Coast Residences, ICE Tower and Anissa Heights
Pasay has the most named buildings and the biggest price range. Coast Residences on Roxas Boulevard is a finished tower by the bay. ICE Tower in the Mall of Asia Complex costs over ₱340,000 per square meter, showing that accreditation does not always mean lower prices. DMCI’s Anissa Heights is the cheapest option, but it is still being built.
Bay-side tower in a rental area hit by the POGO exit.
Over ₱340,000 per sqm. Being accredited makes it financeable, not affordable.
Turnover targeted for July 2028. Ask how the down payment and the Pag-IBIG loan release work before turnover.
Parañaque: Spring Residences, Bicutan
SMDC’s Spring Residences is a ready-to-move-in mid-rise community near SM City Bicutan. Its highest price still falls within the 4.5% range with a 10% down payment.
The whole price range stays in the 4.5% band with 10% down.
Quezon City: Hill Residences, Novaliches
Only some phases of Hill Residences are accredited, so ask which tower the unit is in before getting attached. SMDC says the site is in one of the higher areas of Novaliches, which is helpful in a flood-prone city.
Only selected phases are accredited; ask which tower the unit is in. Asking rents start at about ₱15,000 a month.
Pasig: In Accreditation, Not Yet Confirmed
We could not confirm an accredited building in Pasig. DMCI’s Allegra Garden Place on Pasig Boulevard and East Raya Gardens were among 15 DMCI projects listed by Pag-IBIG as undergoing accreditation on Oct. 16. Until Pag-IBIG confirms them, treat any “4PH” offer for these buildings as pending. SMDC is also accrediting projects in Makati and Mandaluyong. For more information about Pasig, read our Pasig real estate market guide.
On Pag-IBIG’s Oct. 16 list of DMCI projects undergoing accreditation, with East Raya Gardens. Not yet eligible until Pag-IBIG confirms.
How to Check a Building Yourself
- Ask the developer’s sales office, in writing, whether the exact unit is in its Expanded 4PH allocation.
- For socialized projects, look the building up on Pag-IBIG’s 4PH project listings.
- Before you pay a reservation fee, confirm the project’s accreditation and your loan eligibility with a Pag-IBIG branch or through Virtual Pag-IBIG.
Three Buyers, Three Budgets: The Numbers Worked Out
The same program changes a lot at monthly incomes of ₱22,000, ₱48,000, and ₱85,000. These examples use buildings from the list above.
- UnitUrban Deca Homes Manila, 27.42 sqm
- Price₱1,800,000
- Rate3% (socialized)
- Monthly, years 1–5₱7,589
- Income needed₱21,682
- From year 6 at 6.25%About ₱10,557
Clears the income test with little room to spare. The subsidized rate is the whole deal here.
- UnitHill Residences flexi suite
- Price₱3,500,000
- Down payment, 10%₱350,000
- Monthly at 4.5%₱15,961
- Income needed₱45,602
- From year 4 at 6.25%About ₱19,129
Approved today, but the year-four payment would be about 40% of their current income.
- UnitCoast Residences 1BR
- Price₱5,532,000
- 10% down, 5.75%₱29,055 a month
- ₱632,000 down, 4.5%₱24,828 a month
- Bank, 20% down, 7.75%, 20 yrs₱36,332 a month
- Income needed, 4.5% case₱70,936
About ₱79,000 more down saves about ₱4,200 a month for three years. The bank route costs about ₱11,500 a month more.
Two things stand out. The income needed for approval may not be enough to cover your expenses comfortably, especially when payments increase after the promo period. Near the ₱4.9 million limit, making a slightly larger down payment may reduce your monthly payment more than weeks of negotiating. For a fuller affordability test, see how much salary you need for a ₱3M, ₱5M or ₱8M home.
Run your own income test, with Pag-IBIG and bank scenarios side by side.
For Investors: Does the Math Work at 25% Vacancy?
Pag-IBIG rates suit end-users, and the numbers explain why. A ₱3.5 million Hill Residences suite financed at 4.5% can earn starting rents of about ₱15,000 a month.
| Line item | Per year | Notes |
|---|---|---|
| Gross rent | ₱180,000 | ₱15,000 a month, the lowest asking rent listed |
| Less one vacant month | −₱15,000 | Assumption |
| Less association dues | −₱30,000 | Assumed ₱2,500 a month |
| Less property tax and repairs | −₱18,000 | Assumed ₱8,000 + ₱10,000 |
| Net income | ₱117,000 | 3.3% of the price |
| Loan payments, years 1–3 | −₱191,532 | ₱15,961 a month on a ₱3.15M loan |
| Cash flow | About −₱74,500 | About −₱6,200 a month |
Illustrative U-Property PH example. Rent from a Dot Property listing; dues, tax and repairs are assumptions, so use the building’s actual figures. Before income tax.
The rent does not cover the loan. The monthly loss is about ₱6,200 during the promo period and ₱9,400 after the rate rises to 6.25%. Leechiu Property Consultants reports that new units earn gross yields of 3.4% to 4.7%, or 3.8% to 5.1% for cash buyers who negotiate discounts. With vacancy expected to reach record levels, buying at a discount with cash is usually better than using a loan.
Before buying to rent out, ask the developer and Pag-IBIG if you must live in the unit under the program or developer’s incentive. Rental income is taxable. Read our rental income tax guide for BIR registration details, and our guide to short-term vs. long-term leasing to compare your options.
For Resale Sellers: Competing With 4PH-Backed Developer Stock
If you own a unit in Coast Residences, Spring Residences, or a similar building, your resale listing now competes with the developer’s unsold units, which offer lower prices and 4.5% financing. Pag-IBIG also sells acquired properties at discounts of up to 30%. Buyers who qualify for these options will compare them with your asking price.
- Price against developer stock in the same building, not against last year’s sales.
- Market the unit as Pag-IBIG-financeable if Pag-IBIG confirms your buyer’s loan can use the promo rate on a resale.
- Sell what developers can’t: a furnished unit, a lease already in place, a titled parking slot or a move-in-today handover.
- Plan for loan delays. Pag-IBIG approvals take time, so build that into your timeline; see what to do if a buyer’s loan gets rejected.
- Consider leasing and waiting if you don’t need to sell before the developers clear their stock.
Expect a longer sale. Our guide to realistic selling timelines sets expectations, while our guide to repairs worth making before selling helps you spend wisely.
Before You Reserve: 8 Questions to Ask the Developer
Most promo inventory problems appear after you pay the reservation fee. Get written answers first.
- Is this exact unit in your Expanded 4PH allocation? Get it in writing, with the unit number.
- What is the list price, and what is the preferential price? A discount means little without the price it came from.
- Who pays transfer taxes, registration and move-in fees? See our total contract price guide.
- Is the unit new or a resold cancellation, and are there unpaid dues on it?
- Does the project have a DHSUD license to sell? Check it online before you pay.
- What happens to my reservation fee if Pag-IBIG denies the loan?
- When is the loan released, and who pays interim charges until then?
- Can I lease the unit out, and do the incentives carry conditions?
Once you have answers, our RFO negotiation guide explains how to negotiate terms before price, while our condo turnover checklist shows what to inspect before accepting the keys.
What Happens Next
Three dates matter before the new year. Colliers’ third-quarter report, expected in November, will show whether the program increased RFO sales. The BSP will meet on Dec. 17 after raising its policy rate to 5.50% on Oct. 22, its fourth straight increase, keeping mortgages expensive. Pag-IBIG’s promo rates apply to applications filed until Dec. 31, 2026, with no extension announced so far.
Further out, Bondoc says demand is moving toward house-and-lot projects outside Metro Manila. This could keep Metro Manila condos in a buyer’s market through 2027, as more buildings join the program. Our Q3 2026 market roundup follows the latest reports.
- Oct. 16, 2026DMCI Homes signs; Anissa Heights becomes its first accredited project
- Oct. 19–20, 20262nd National Housing Expo: about 50,000 units from 80+ developers; Megaworld and Federal Land sign
- November 2026Colliers’ Q3 residential report expected
- Dec. 17, 2026BSP Monetary Board meeting; policy rate now 5.50%
- Dec. 31, 2026Last day to file for the 4.5% and 5.75% Pag-IBIG promo rates
- 2027Colliers expects Metro Manila vacancy to start easing as completions slow
Frequently Asked Questions
What is the Expanded 4PH condo program?
It is the government’s 4PH housing program, widened in 2026 beyond socialized housing. Developers add selected accredited units, qualified members finance them with a Pag-IBIG loan, and developers add their own incentives.
Which developers have joined Expanded 4PH?
As of mid-November 2026: Megawide, Ayala Land’s Avida and Amaia, SMDC, Filinvest Land, Robinsons Land, Rockwell Land, DMCI Homes, Megaworld and Federal Land. Each picks which of its projects to include.
Can I get the 4.5% rate on a ₱5 million condo?
Possibly. Pag-IBIG describes the 4.5% band by loan amount, up to ₱4.9 million, so a ₱5 million unit with a 10% down payment needs a ₱4.5 million loan. Confirm the band with Pag-IBIG before you sign.
What happens after the three-year fixed period?
The loan reprices to Pag-IBIG’s prevailing rate for the fixing period you choose. Before the promo, the standard three-year fixed rate was 6.25%, which would raise a ₱3.15 million loan’s payment from about ₱15,961 to about ₱19,129 a month.
Do the promo rates end on December 31, 2026?
The 4.5% and 5.75% promo rates cover housing loan applications filed until December 31, 2026. As of November 9, Pag-IBIG had not announced an extension.
Can OFWs buy a condo through Expanded 4PH?
Yes, if they are active Pag-IBIG members with at least 24 monthly contributions and can show capacity to pay. Up to two co-borrowers can combine incomes.
Can I rent out a unit bought under the program?
The developer agreements published so far don’t say. The subsidized 3% track is for first-time homebuyers, and developer incentives can carry their own conditions, so ask the developer and Pag-IBIG in writing before buying to rent out.
Want to Know Which 4PH Units Fit Your Budget?
Send U-Property PH your monthly income, preferred city and planned down payment. We’ll shortlist Pag-IBIG-financeable condos, including resale units in accredited buildings, with the monthly payment worked out for each.
This article is for general informational purposes only and does not constitute legal, financial, or professional advice. Market conditions, laws, regulations, loan rates, and government fees change. Always consult a licensed real estate broker, lawyer, or tax professional for advice specific to your situation.
Building prices, availability and accreditation status were checked on Nov. 9, 2026 and may have changed by the time you read this. Monthly payments are estimates, not loan offers; your actual rate, loan amount and approval are set by Pag-IBIG Fund.
- Daily Tribune: Developers turn to government housing program amid condo slump (Oct. 29, 2026): Colliers take-up, unsold stock, mortgage rates. [tribune.net.ph]
- Daily Tribune: Developer-gov’t partnership seen reviving dwindling real estate sales: Colliers (Oct. 29, 2026). [tribune.net.ph]
- Context.ph: Condo payment shock fuels cancellations as Metro Manila inventory stays high (Oct. 27, 2026). [context.ph]
- The Freeman (Philstar): ABREP: 9,000 condo cancellations in Metro Manila need closer scrutiny (Nov. 3, 2026). [philstar.com]
- Malaya Business Insight: Colliers: next PH property boom could happen outside Metro Manila: share of RFO stock in the ₱3.6M–₱7M band. [malaya.com.ph]
- Manila Bulletin: Affordable homes buck Metro Manila condo glut: Colliers Q2 2026 vacancy forecast (Aug. 12, 2026). [mb.com.ph]
- Daily Tribune: Nearly eight years’ worth of unsold condos still weigh on market: where RFO stock sits (Feb. 6, 2026). [tribune.net.ph]
- Daily Tribune: 4PH does wonders, paces shelter sector: RFO decline and reported discounts (May 25, 2026). [tribune.net.ph]
- Inquirer Plus: Economic and affordable units dominated Q1 2026 take-up at 74%. [plus.inquirer.net]
- The Philippine Star: Pag-IBIG, Megawide partner for 7,143 housing units (Dec. 20, 2025). [philstar.com]
- Inquirer.net: Pag-IBIG taps Ayala’s Avida, Amaia for expanded housing choices (Aug. 13, 2026). [business.inquirer.net]
- Manila Bulletin: Pag-IBIG, SMDC partner as more developers widen home options: accredited SMDC projects (Sept. 9, 2026). [mb.com.ph]
- Daily Tribune: Filinvest joins growing roster of developers backing Expanded 4PH (Sept. 20, 2026). [tribune.net.ph]
- Daily Tribune: Pag-IBIG expands affordable housing options with Robinsons Land tie-up (Oct. 5, 2026). [tribune.net.ph]
- Daily Tribune: DMCI Homes joins Expanded 4PH housing program (Oct. 16, 2026). [tribune.net.ph]
- Philippine News Agency: Pag-IBIG, DMCI Homes eye financing for nearly 4K condo units: accredited and in-accreditation projects (Oct. 16, 2026). [pna.gov.ph]
- Daily Tribune: Real estate giants back PBBM’s housing program: Megaworld and Federal Land (Oct. 25, 2026). [tribune.net.ph]
- BusinessWorld: DHSUD, Pag-IBIG Fund bring 50,000 homes to the National Housing Expo (Oct. 15, 2026). [bworldonline.com]
- SunStar: Pag-IBIG cuts housing loan rates: bands by loan amount and socialized ceilings. [sunstar.com.ph]
- Daily Tribune: Pag-IBIG’s tiered rates lower monthly payments: sample payments (June 29, 2026). [tribune.net.ph]
- SweldoPH: Pag-IBIG’s 4.5% home-loan promo: the ₱4.9M boundary, the Dec. 31 deadline and the standard 6.25% rate. [sweldoph.com]
- Zalamea Actuarial: Pag-IBIG housing webinar recap (July 27, 2026): 3% subsidized-rate eligibility and income caps. [actuarial.zalamea.ph]
- Pag-IBIG Fund: Expanded 4PH project listing: Urban Deca Homes Manila. [pagibigfundservices.com]
- Inquirer.net: 8990 upbeat on condo projects in Tondo: Urban Deca Homes Manila. [business.inquirer.net]
- SMDC: Project pages: Coast Residences, ICE Tower, Spring Residences, Hill Residences (checked Nov. 9, 2026). [smdc.com]
- BDO Unibank: Home Deals: Coast Residences studio and 1BR listings. [bdo.com.ph]
- DMCI Homes: Anissa Heights project page and launch release (July 2028 turnover target). [dmcihomes.com]
- DMCI Homes: Allegra Garden Place project page. [dmcihomes.com]
- Dot Property: Hill Residences rental listings. [dotproperty.com.ph]
- Daily Tribune: BSP delivers ‘jumbo’ 50-basis-point rate hike (Oct. 22, 2026). [tribune.net.ph]
- The Philippine Star: No rate cuts yet: next Monetary Board meeting Dec. 17 (Nov. 4, 2026). [philstar.com]
- U-Property PH: Philippine Property Market Q3 2026: Leechiu Q3 yields and inventory. [upropertyph.com]
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